Buy-to-let, built for landlords.
From your first rental to a growing portfolio, we arrange buy-to-let mortgages for individuals and limited companies — with advice on rates, rental cover and structure.
Finance that works as hard as your investment
Buy-to-let lending has its own rules — rental stress tests, portfolio limits and tax considerations. We help landlords navigate them and structure borrowing the smart way.
- First-time and experienced landlords welcome
- Personal name or limited-company (SPV) lending
- Portfolio landlords and houses in multiple occupation (HMOs)
- Whole-of-market rates and rental cover guidance
Most buy-to-let mortgages are not regulated by the Financial Conduct Authority. The financial conduct of letting property and tax treatment depends on individual circumstances.
What’s included
Limited company (SPV)
Advice on lending through a company structure where it suits you.
Portfolio landlords
Specialist lenders and criteria for four or more mortgaged properties.
HMO & multi-unit
Finance for higher-yield property types from the right lenders.
Rental cover help
We’ll check your rent meets lender stress tests before applying.
Three simple steps, and we stay with you after.
Talk to an adviser
A free, no-pressure chat — by phone, video or in person — to understand your goals.
We compare the market
We search 90+ lenders and hand you a clear, jargon-free recommendation.
Complete & stay covered
We handle the paperwork and check in before every renewal — for good.
Get a Decision in Principle — and offer with confidence.
A Decision in Principle shows estate agents and sellers you’re a serious, credit-checked buyer, and tells you exactly what you can spend before you start viewing. We can arrange one quickly, usually with a soft check that won’t affect your credit score.
Common questions
Should I buy in my own name or through a limited company?
How much rent do I need?
Can first-time landlords get a buy-to-let mortgage?
Ready to make it smooth?
Free initial advice, whole-of-market choice, and a team that stays with you long after completion.